Find Home Insurance Logo

UK Home Insurance 
Buildings Insurance 
Contents Insurance
Personal Possessions 
Extra Cover 
Articles 
Providers

Contents Insurance

Contents insurance should ideally insure all of the possessions that you would take with you if you were to move home, and include furniture, furnishings including curtains, electrical equipment, clothing, jewellery, videos, DVD's, CD's, and even frozen food and drinks for some policies.

All contents insurance policies will provide cover up to a monetary limit, set by the policy owner based on their assessment of the value of the contents of their home.

You are covered for loss or damage to your property, and even accidental damage if you chose this optional extra, whilst they are in your property including the boundaries of the garden. You are insured for damage from leaking pipes, tanks and heating installations, subsidence, flooding, fire, and from theft, many policies also cover some of the more unusual sources of damage such as aircraft.

Particularly expensive items of jewellery, antiques, or art should be named and listed separately with your insurance company or they risk not being insured at all, including them may attract a higher premium.

Accidential Damage


Its well worth considering adding accidental damage to your contents insurance policy, however it's important to read the fine print on your policy document as accidental damage doesn't always cover you for damage to mirrors, TVs and videos, or computers.

Bear in mind that whichever contents insurance policy you take out, claims will be limited to damage occurring within the home, therefore if something is stolen from your car, or damaged elsewhere whilst out and about, you are not insured. Many possessions are taken out of the home; such as pedal cycles, cameras, camcorders, and lap top computers to name just a few.

Some policies include liability insurance, to cover you in the event of a visitor injuring themselves on your property, and subsequently making a claim against you, these claims can amount to substantial sums.





Warning: fsockopen(): php_network_getaddresses: getaddrinfo failed: Name or service not known in /usr/local/home/httpd/vhtdocs/findhomeinsurance/www/espotting.inc.php on line 20

Warning: fsockopen(): unable to connect to affiliate.espotting.com:80 in /usr/local/home/httpd/vhtdocs/findhomeinsurance/www/espotting.inc.php on line 20
Home Insurance Sites